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January 07, 2010

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Accident Terms and Definitions

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Cancellation
The termination of an insurance policy before its normal expiration date.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Contact our Texas Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

Many Car Accidents Are Caused By Simple Distractions
Many car accidents are caused by people talking to other passengers while driving, eating while driving, as well as, drivers playing with the radio while driving - 25% of those car accidents are caused by those talking on a mobile phone while at the wheel of the car.

	Newsroom
	Fatal Traffic Crash - Highway 97 north of Oregon / California Border Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ... Read more > Fleeing suspect gravely injured in crash A 19-year-old Riverside male suffered grave injuries in a collision with a telephone pole early Thursday morning after fleeing from police at a hig... Read more > What to Do in Case of an Accident Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be... Read more > More news >

Terms

Today's Terms

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Commissioner of Insurance

Definition:
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Texas Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Texas Car Accident Lawyers as soon as possible:

Alvin
Amarillo
Arlington
Austin
Baytown
Brownsville
Burleson
Carrollton
College Station
Cypress
Dallas
Del Rio
Desoto
Eagle Pass
Edinburg
El Paso
Flower Mound
Fort Worth
Friendswood
Garland
Grand Prairie
Grapevine
Harlingen
Houston
Irving

Katy
Laredo
League City
Lewisville
Mcallen
Mesquite
Mission
New Braunfels
North Richland Hills
Palestine
Pasadena
Pharr
Plano
Richardson
Richmond
Round Rock
San Antonio
San Benito
San Marcos
Seguin
Spring
Sugar Land
Victoria
Weslaco

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

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